Advertiser Disclosure | Plan My Comeback

The short version: Plan My Comeback is free to use because some of the companies we match you with pay us a fee when you click on their offer or take an action. This never changes the financial offers you're eligible for — it only affects how we order and present them to you. We always aim to show you options that are genuinely relevant to your situation.

How We Make Money

Plan My Comeback is operated by Click Circle LLC and is free to all users. To keep the service running, we partner with financial companies — including lenders, credit services, banking products, and other financial tools — who pay us a referral fee or commission when you click on their offer, submit an application, or take another qualifying action on their site.

This type of arrangement is sometimes called affiliate marketing, cost-per-click (CPC), cost-per-lead (CPL), or cost-per-action (CPA) advertising. It is a standard and widely used model across financial comparison websites.

How This Affects What You See

The offers displayed on our results page are sourced from our network of advertising partners. The order in which offers appear may be influenced by the compensation we receive, the relevance of the offer to your answers, or a combination of both. Not all available financial products or providers are included in our network, and the absence of a product does not reflect a negative rating or assessment of it.

We do not alter or inflate the rates, terms, or features of any offer to make it appear more attractive. What you see is what the partner has provided to us.

Our Editorial Independence

The free guides and educational content we deliver via email are created independently of our advertising partners. Our partners do not review, approve, or influence the content of those guides. We do not accept payment to feature specific topics or recommendations in our educational materials.

We Are Not a Lender or Financial Advisor

Plan My Comeback is a marketing and lead-generation platform, not a lender, broker, or financial advisor. We do not originate loans, issue credit, or make credit decisions. The information we provide is for general educational purposes only and should not be construed as personalized financial, legal, or investment advice.

Any offer you see on this site comes directly from a third-party partner. Actual rates, terms, fees, and availability depend on the partner's own criteria and your individual financial profile. We encourage you to review all terms and conditions directly with any partner before taking action.

Common Questions

Does the advertiser relationship affect my eligibility for an offer?

No. Whether or not a company partners with us has no bearing on your eligibility for their products. Eligibility is determined entirely by the partner's own underwriting and approval criteria.

Do I pay anything extra because of your advertiser relationships?

No. Any fees, rates, or costs associated with a financial product are set by the partner, not by us. You will never pay more because you came through Plan My Comeback.

Are the offers shown to me personalized?

Yes, within the limits of our partner network. We use the answers you provide in our questionnaire — including your credit score range, income, debt level, and financial goals — to match you with offers that are most likely to be relevant to your situation. However, this is not a guarantee of approval or specific rates.

Can I trust the ratings shown alongside offers?

The scores shown next to partner offers reflect our own internal assessment based on factors like product features, customer reviews, and general reputation. They are not independently audited. Partner compensation may influence how prominently a particular offer is placed on the page.

Who do I contact if I have a problem with an offer or a partner?

For any issue with a specific financial product — billing, account problems, approval disputes — you should contact the partner directly. We are not responsible for the actions, products, or services of our advertising partners. If you have a concern about how an offer was presented on our site, you can reach us at info@planmycomeback.com.

Contact Us

If you have questions about this disclosure or how we work with advertising partners, please contact us at info@planmycomeback.com.