budgeting
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How to Save $10k Using Uber, Lyft, and Delivery Apps
Read Article: How to Save $10k Using Uber, Lyft, and Delivery AppsSaving $10,000 quickly is an ambitious goal, but with a solid plan and hard work, you can leverage rideshare and delivery gigs to build your emergency fund. In this guide, we’ll show you how to use apps like Uber, Lyft, DoorDash, Instacart, and others to reach $10k in savings as fast as realistically possible without […]
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I’m Making $40k But Owe $80k – Is Bankruptcy My Only Option?
Read Article: I’m Making $40k But Owe $80k – Is Bankruptcy My Only Option?It’s understandable to feel overwhelmed and even scared when your debt is twice your income. Owing $80k on a $40k salary can feel crushing – like a weight on your shoulders – but remember you are not alone. In fact, about 1 in 4 adults have difficulty paying monthly bills under normal circumstances . Many […]
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My Car Got Repossessed – How Do I Rebuild From Here?
Read Article: My Car Got Repossessed – How Do I Rebuild From Here?Losing your car to repossession can feel devastating. It’s natural to feel a mix of shame, fear, and frustration, and to wonder what comes next. In fact, financial experts note that repossession often triggers “feelings of embarrassment, a profound sense of failure, and an overwhelming fear of an uncertain future.” . If you’re going through […]
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Should I Use My 401(k) to Pay Off Credit Card Debt?
Read Article: Should I Use My 401(k) to Pay Off Credit Card Debt?You’re not alone if you’re feeling terrified and overwhelmed right now. Credit card debt with sky-high interest can feel crushing, and it’s natural to wonder if tapping your retirement savings is the answer. Plan My Comeback is built for people just like you – “whether you’re buried in debt, scared of your credit score, or […]
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I Lost My Job and Can’t Make Minimum Payments – What Are My Options?
Read Article: I Lost My Job and Can’t Make Minimum Payments – What Are My Options?Losing your job and struggling to pay even the minimum on your bills can feel terrifying. If you’re in this position, take a deep breath. You are not alone, and this setback does not define you. Money troubles happen to many people – in fact, about 1 in 4 adults have difficulty paying their monthly […]
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I’m 55 and Starting Over Financially – Is It Too Late?
Read Article: I’m 55 and Starting Over Financially – Is It Too Late?Feeling overwhelmed at 55 and starting over financially? You’re not alone, and this setback doesn’t mean you’re doomed. It’s completely normal to experience fear, shame, or even grief when facing a financial reset later in life. You might be mourning the life you had or the nest egg you expected by now – “loss is […]
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I Haven’t Paid My Credit Cards in 6 Months – What Happens Next?
Read Article: I Haven’t Paid My Credit Cards in 6 Months – What Happens Next?It’s completely understandable to feel anxious or overwhelmed when bills pile up. You’re not alone – many young adults have been in this situation, and it’s not a moral failing to struggle with debt. Experian even says “carrying high debt balances can feel like walking around with a weight on your shoulders” . In this […]
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My Credit Score is 480 – Can I Actually Come Back From This?
Read Article: My Credit Score is 480 – Can I Actually Come Back From This?Finding out your credit score is 480 can be scary and frustrating. You might be feeling worried, guilty, or overwhelmed. Those feelings are completely understandable. But take a deep breath—you are not alone and you are not a failure. A credit score is just a measure of past financial history, not of your worth as […]