Moving to a new city with little or no money is a daunting challenge – but it’s not impossible. Many people have taken this leap and rebuilt their lives from scratch. This guide will walk you through realistic strategies to choose the right city, secure shelter, build a cash buffer, and find work quickly, all […]
Q: I’m overwhelmed. I’m behind on rent, my lights are about to get shut off, and I’m dodging calls from credit card companies. I don’t even open the mail anymore. I feel frozen and ashamed. How do I stop this from getting worse? A: First — pause. Breathe. You’re not broken. You’re not lazy. You’re […]
Q: I just finished a 28-day rehab program for alcohol. I’m proud of myself, but when I came home, I realized my financial life is a mess. I’m behind on rent, my credit cards are maxed out, and I haven’t had a job in six months. I’m overwhelmed and don’t even know where to start. […]
It’s understandable to feel overwhelmed and even scared when your debt is twice your income. Owing $80k on a $40k salary can feel crushing – like a weight on your shoulders – but remember you are not alone. In fact, about 1 in 4 adults have difficulty paying monthly bills under normal circumstances . Many […]