Julie Park
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My Car Got Repossessed – How Do I Rebuild From Here?
Read Article: My Car Got Repossessed – How Do I Rebuild From Here?Losing your car to repossession can feel devastating. It’s natural to feel a mix of shame, fear, and frustration, and to wonder what comes next. In fact, financial experts note that repossession often triggers “feelings of embarrassment, a profound sense of failure, and an overwhelming fear of an uncertain future.” . If you’re going through […]
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Should I Use My 401(k) to Pay Off Credit Card Debt?
Read Article: Should I Use My 401(k) to Pay Off Credit Card Debt?You’re not alone if you’re feeling terrified and overwhelmed right now. Credit card debt with sky-high interest can feel crushing, and it’s natural to wonder if tapping your retirement savings is the answer. Plan My Comeback is built for people just like you – “whether you’re buried in debt, scared of your credit score, or […]
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I Lost My Job and Can’t Make Minimum Payments – What Are My Options?
Read Article: I Lost My Job and Can’t Make Minimum Payments – What Are My Options?Losing your job and struggling to pay even the minimum on your bills can feel terrifying. If you’re in this position, take a deep breath. You are not alone, and this setback does not define you. Money troubles happen to many people – in fact, about 1 in 4 adults have difficulty paying their monthly […]
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I’m 55 and Starting Over Financially – Is It Too Late?
Read Article: I’m 55 and Starting Over Financially – Is It Too Late?Feeling overwhelmed at 55 and starting over financially? You’re not alone, and this setback doesn’t mean you’re doomed. It’s completely normal to experience fear, shame, or even grief when facing a financial reset later in life. You might be mourning the life you had or the nest egg you expected by now – “loss is […]
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My Spouse Doesn’t Know About Our Debt – How Do I Tell Them?
Read Article: My Spouse Doesn’t Know About Our Debt – How Do I Tell Them?It’s completely normal to feel anxious, guilty, or even sick to your stomach when you’re hiding debt from your spouse or partner. You might lie awake at night worrying how they’ll react, or feel a knot in your chest every time money comes up. Take a deep breath: you’re not alone, and you’re not a […]
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I Haven’t Paid My Credit Cards in 6 Months – What Happens Next?
Read Article: I Haven’t Paid My Credit Cards in 6 Months – What Happens Next?It’s completely understandable to feel anxious or overwhelmed when bills pile up. You’re not alone – many young adults have been in this situation, and it’s not a moral failing to struggle with debt. Experian even says “carrying high debt balances can feel like walking around with a weight on your shoulders” . In this […]
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My Credit Score is 480 – Can I Actually Come Back From This?
Read Article: My Credit Score is 480 – Can I Actually Come Back From This?Finding out your credit score is 480 can be scary and frustrating. You might be feeling worried, guilty, or overwhelmed. Those feelings are completely understandable. But take a deep breath—you are not alone and you are not a failure. A credit score is just a measure of past financial history, not of your worth as […]
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Building Credit From Rock Bottom
Read Article: Building Credit From Rock BottomFeeling stuck with bad credit and no money? You’re not alone, and you’re not doomed. This guide will walk you through how to rebuild your credit step by step, even if you feel like you’re at rock bottom. We’ll start with the basics – what credit actually is – and then cover practical steps you […]